Bad Credit Auto Mortgage Auto Loan For People With Bad Article
If you have bad credit, you’ve probably dealt with a few collection agencies
in your time. As you may know, many of these companies are pretty pushy!
What you can do is look on your credit report and try to contact any
companies that have debts listed there. If they simply won’t talk to you to
arrange a payment plan that you can easily afford, or they start getting pushy
saying things like “Sir, I can’t do anything for you until I get your home
phone number (or address, or whatever)” - do you really want these people
calling you all day long? Hang Up On Them! Even if they act like they
won’t deal on your terms - We’re going to make them deal on your terms.
Firstly, you could save up a little and pay off the debts that you can afford -
on your own without contacting them. Send it in directly to them in the
form of a cashier’s check, with delivery tracking. Then, if they don’t take it
off your credit report in a month, send in a dispute letter with photo copies
of all this into all three of the major credit bureaus.
But before you do either of these - see this insider tip!
Insider Tip:
Pay off your debts WHOLESALE
That’s right! You know all those commercials for all different things that
always say you can get something for pennies on the dollar? Well, here’s
one that you really can!
Firstly, did you know that collection agencies aren’t legal companies,
they’re just companies that buy out a deliquent debt from whoever you
really, originally owed the debt to? Whoever you originally didn’t pay (or
pay off in time) just wanted to get some money for the debt - they don’t
want to chase you around trying to get some money from you! They’re to
busy trying to run a phone company, or whatever type of business that
they’re in.
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