Vanderbilt Tennessee Mortgage Finance Article
Myth #1: “My local bank will get me a better mortgage because I know
them and already have accounts with them.”
Firstly, as you already now know, this simply isn’t true. I don’t know if
you’ve been in your local bank lately, but they hardly know you by name,
it’s not “Cheers” down there!
Back in the days when Grandfather worked hard everyday, paid his bills on
time, and knew his bank manager by name - this might have made a little
difference. Not anymore. As we’ve seen above there are many reasons
banks aren’t competitive in getting you a low rate, low monthly payment, or
a bad credit mortgage.
Also, there’s another reason traditional banks won’t get you a great
mortgage: Expenses.
Traditional banks are usually in big expensive buildings, with lots of
employees, and lots of costly equipment. All that takes a lot of money.
They need to pay for this by making as much money as they can on anything
they do. That’s why they simply want to sell your information (or your
mortgage) to whoever will pay them the most - not whoever will get you
the best deal. That’s yet another reason that Traditional banks are not
competitive at all.
Vanderbilt mortgage News
vanderbilt tennessee mortgage finance
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